0% Promotional Financing
Pay no interest when you pay off your balance within the promotional window — no hidden fees, no surprises.
Financing Available · US Bank
Ride now, pay over time
Ride now, pay over time
with flexible financing
Ridgeline Bike & Ski has partnered with US Bank to make your next ebike affordable. Check your offers in 60 seconds with a soft credit pull — no impact to your score.
Subject to credit approval. Loans originated by US Bank. Terms and conditions apply. Not all applicants will qualify for the lowest APR or promotional offers.
0%
APR as low as
Promotional plans available
60 sec
Approval in
Soft credit check
60 mo
Terms up to
Flexible repayment
$10k
Finance up to
Bike + accessories
Why Finance With Us
Financing that fits your ride
Backed by US Bank, our flexible plans let you spread the cost of your ebike and gear into affordable monthly payments — no stress, no surprises.
Soft-Pull Credit Check
Check your offers in seconds without impacting your credit score. Apply with confidence before you ever visit the shop.
Flexible Loan Terms
Choose repayment terms that fit your budget — spread the cost of your new ebike over 6 to 60 months.
Bundle Bike & Accessories
Finance your ebike, helmet, lock, racks, and service together in one easy monthly payment.
Powered by US Bank
Your loan is issued by US Bank, a trusted national lender, so you get reliable, secure financing you can count on.
Instant Digital Approval
Apply online through Avvance, get approved, and ride home the same day from Ridgeline Bike & Ski.
Get approved in 60 seconds
Apply directly with US Bank through Avvance for an instant decision, or share your details and our team will help you find the right plan for your new ebike.
- Soft credit pull — your score is not affected
- Promotional 0% APR available for qualified buyers
- Finance your bike, accessories, and service together
- Pick up at 10100 W. Overland Road and ride home today
Questions about financing?
Share a few details and a real person from our Boise shop will help you find the right plan.
Simple Process
How it works
01
Check your offers
Click Finance Now to apply with US Bank through Avvance. A soft credit check shows your offers in about 60 seconds — no score impact.
02
Choose your plan
Pick the term and payment that fit your budget, from promotional 0% APR plans to longer-term repayment up to 60 months.
03
Ride home today
Complete your purchase at Ridgeline Bike & Ski. Finance your bike and accessories together and ride home the same day.
Financing FAQ
Financing questions, answered
Subject to credit approval. Loans originated by US Bank N.A. All financing applications are processed through Avvance. Terms and conditions apply. Not all applicants will qualify for the lowest APR or promotional offers. US Bank is a registered trademark of its respective owner; this page is not sponsored or endorsed by US Bank.
Who is the financing through?
Our financing partner is US Bank, one of the largest and most trusted banks in the United States. Loan applications are processed securely through Avvance.
Will applying affect my credit score?
Checking your offers uses a soft credit pull that does not impact your credit score. A hard inquiry only happens if you choose to accept a specific loan offer.
What can I finance?
You can finance a new or used ebike, along with accessories, parts, and service packages. Bundle everything into one simple monthly payment.
How long does approval take?
Most applicants receive an instant decision in about 60 seconds. Once approved, you can complete your purchase at Ridgeline Bike & Ski right away.
Are there promotional 0% APR offers?
Yes. Qualified applicants can access promotional 0% APR plans when the balance is paid off within the promotional period. Offers vary by applicant and purchase amount.